Travel Considerations Provided by the Following... Traveling for any reason is a gamble, especially when you face the reality that your at-home insurance [might not] touch the medical costs you incur abroad. Much of the headache of the gamble can be mitigated by travel insurance.
Travel insurance can cover everything. It can be your medical and dental insurance, your life and accidental death insurance, and your car insurance, all wrapped in one. It even allows for the possibility of trip cancellation and interruption. Also, most travel insurance plans allot tens of thousands of dollars for emergency medical expenses, and hundreds of thousands of dollars for emergency medical transportation. This could be the difference between third-world care in Indonesia and first-world care in Singapore. More importantly, many in-state health plans don't cover injuries and illnesses abroad. Other pluses include accidental death coverage and repatriation of remains. Finally, car insurance: you may be a safe driver, but you haven't seen how some people drive abroad!
Other considerations include: coverage of local ambulance services, repatriation of remains (in the event of accidental death), and emergency reunion with relatives. Travelguard, Travelex, and HCC Medical Insurance Services all offer comprehensive coverage options that are as flexible as your budget.